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❶Liability Coverage: Covers unintentional bodily injury and property damage to others when you are legally liable.

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Car insurance requirements in Canada depend on which province you live in and who you buy your insurance. If you live in British Columbia, Saskatchewan or Manitobayour provincial government requires auro auto insurance that covers injury to yourself and passengers. Additional coverage is available from your insurer.

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Make sure you check the following when you compare auto insurance quotes:. You are responsible for amounts above that limit. Accident Benefits: This covers medical expenses not covered by a provincial health plan, plus loss of income as the result of an auto accident. In some provinces, you may be entitled to additional benefits if you are someone's caregiver. Accident Benefits are paid regardless of who was at fault in an accident.

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